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Double Your Savings

Double Your Savings

Friday, July 13, 2018

You've been saving a long time for your down payment, and we want to help maximize and celebrate this accomplishment. Right now, Dolce Vita Homes will  MATCH your down payment with FREE UPGRADES in your new dream home!

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If you're saving, every little bit helps. Here are some tips:

MAKE A HOUSEHOLD BUDGET

Regain control of your financials by understanding where your household is spending every month. Prioritize what is important to you, and identify areas where spending can be reduced. Simple things like taking a to-go coffee in the morning rather than stopping for your double espresso can save a lot over time. Love vacations? Plan a fun staycation and explore local destinations. Find you’re throwing away a lot of produce? Buy in smaller quantities and supplement with frozen veggies to keep your family healthy.

PAY OFF CREDIT CARD DEBT

Credit card debt holds one of the highest interest rates and you really can’t save any money if you’re paying a lot of interest to someone else. Consult with your financial institution to see what they can offer to consulate your debts into a low-interest consumer loan.

SAVE EXTRA INCOME

Put extra income such as pay raises, bonuses, commissions and gifts into a savings account. It may not seem much, but it will add up quickly.

BORROW FROM YOUR RRSP

On your first home, you can withdraw up to $25,000 from your RRSP. These funds must be repaid within 15 years to avoid paying income tax on the amount you withdraw. Ask your financial planner or advisor to see if this option is right for you.

MAKE SAVING FUN

Saving can be fun! Put money aside into a savings account each paycheque and challenge yourself to beat the amount previously.

*Visit a show home for full details and restrictions. Promotion valid on new homes purchased between July 14, 2018 and September 30, 2018. Not applicable to MODA by Dolce Vita Homes and townhomes in ONE at Keswick.